Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers. ...

Dorothy Bernard says that courage is just fear that has said its prayers. (Dave Ramsey)

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Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.

Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.

Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.

Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.

Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.

Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.

Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.

Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.

Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.

Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.

Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.

Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.

Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.

Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.

Dave Ramsey Quotes: Dorothy Bernard says that courage is just fear that has said its prayers.